Founder – BANDER Wealth Managment
At BANDER Wealth Management, we build long-term relationships through personalized, tax-smart wealth management designed to help clients navigate today’s increasingly complex financial landscape. As an independent, locally owned financial advisory firm, Blayne Andersen and his team of consultants deliver objective guidance focused on clarity, confidence, and lasting results.
We work with business owners, professionals, retirees, and collegiate and professional athletes throughout the United States, providing comprehensive financial planning and investment management tailored to each stage of life and career. Our approach integrates tax and investment strategies, retirement planning, cash flow management, risk mitigation, and wealth preservation – aligning every decision with your long-term wealth goals.
Edition #1 outlines the 10 foundational tax-smart strategies we implement for high-income earners, business owners, and accredited investors across the country.
We create a plan tailored to you. We’ll review your risk tolerance and time horizon. We’ll also address your tax obligations, income needs, and goals for your dependents and beneficiaries.
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Everything we do in retirement planning is designed to help you reach your goals without the risk of running out of money and provide you with security.
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Our goal is to understand your unique situation and help you find the best approach to reduce your tax obligations.
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Our clients benefit from the combined expertise of Certified Financial Planners™ and in-house CPA professionals
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These products should only be used as part of a well-planned strategy that fits within your
financial plan.
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We work closely with our clients to make sure we understand how the assets we manage fit within their estate plan.
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We have completed many of these 1031 exchanges and would be happy to assist you in this process.
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Our personalized strategy helps with timing – specifically when to begin claiming benefits.
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At BANDER Wealth Management, our advanced financial planning consultations are designed to help business owners, professionals, and retirees gain clarity and confidence in their financial decisions. We use a structured, personalized approach to evaluate your complete financial picture, aligning investments, cash flow, and long-term financial planning strategies with your personal and professional goals.
As a Certified Financial Planner (CFP), Blayne Andersen and his advisory team share proven wealth management tools, tax-smart planning insights, and investment strategies to help you make informed, forward-looking decisions in an ever-changing financial environment. Whether you are building a business, planning for retirement, managing fluctuating income, or preparing for life beyond an athletic career, our process is tailored to your unique needs.
We invite you to schedule a complimentary financial planning consultation to explore how thoughtful, long-term planning can help you protect and grow your wealth. Contact us today to take the next step toward securing your financial future.
Social Security planning is a critical component of a successful retirement strategy, and one of the most common questions we hear is when to begin taking benefits. The timing of your Social Security claim – whether filing early, delaying benefits, coordinating spousal benefits, or evaluating restricted claiming strategies – can significantly impact your lifetime retirement income.
At BANDER Wealth Management, we provide personalized Social Security analysis as part of a comprehensive retirement and wealth management plan. We help business owners, professionals, retirees, and former athletes understand how different claiming strategies align with their income needs, tax considerations, and long-term financial goals.
We invite you to contact our office to schedule a complimentary Social Security analysis. Our advisors will help you identify the strategy that best fits your situation, so you can make informed retirement decisions and plan confidently for the future.
Accredited investors are typically high-net-worth individuals or companies.
An individual accredited investor is someone who:
A wealth management firm helps clients coordinate investments, retirement planning, tax strategies, estate planning, and risk management. At BANDER Wealth Management, we take a comprehensive approach designed to help individuals, families, business owners, and retirees build, protect, and transfer wealth more effectively.
Many investors benefit from working with a financial advisor because professional guidance can help improve decision-making, reduce emotional investing, and create a coordinated strategy for retirement, taxes, investments, and legacy planning. The value of an advisor often comes from comprehensive planning rather than investment management alone.
When choosing a financial advisor, consider their experience, credentials, planning process, and range of services. Look for an advisor who provides comprehensive guidance on investments, retirement planning, tax strategies, risk management, and estate planning. Professional designations, such as Certified Financial Planner®, or CFP® certification, demonstrate a commitment to education and fiduciary responsibility. BANDER Wealth Management has both Blayne Andersen and Jeremie Berrett, both Certified Financial Planner® Professionals, on staff who help clients create personalized financial strategies aligned with their goals.
Schedule a Strategic Financial Planning Session with BANDER today.
The best time to start retirement planning is as early as possible. However, it is never too late to create a retirement strategy. Whether you are ten years from retirement or already retired, a customized plan can help maximize income, reduce taxes, and support your long-term financial goals.
Yes. Tax planning is an important part of retirement planning. A financial advisor can help evaluate retirement account withdrawals, Roth conversion opportunities, Social Security timing, charitable giving strategies, and other methods designed to improve tax efficiency throughout retirement.
Retirement readiness depends on several factors, including savings, investments, income sources, spending needs, healthcare costs, and life expectancy. A comprehensive retirement analysis can help determine whether your current assets support your desired retirement lifestyle.
The best age to claim Social Security depends on your financial situation, health, income needs, and retirement goals. Claiming benefits too early may reduce lifetime income. A Social Security analysis can help determine the most advantageous claiming strategy for your circumstances.
Tax-smart wealth management focuses on helping clients keep more of what they earn and accumulate. By coordinating investment management, retirement planning, and tax strategies, investors may improve long-term outcomes while reducing unnecessary tax exposure.
BANDER Wealth Management provides investment management, retirement planning, tax planning, Social Security planning, estate planning, insurance planning, and 1031 exchange guidance. Our team works with business owners, professionals, retirees, and high-net-worth families seeking comprehensive financial planning solutions.
It depends on the state. Idaho does not tax Social Security benefits at all, regardless of income. Colorado exempts Social Security fully for residents age 65 and older, with a partial exemption for those age 55–64. Utah includes Social Security in taxable income but offers a credit that cancels out the tax for most single filers earning $54,000 or less and joint filers earning $90,000 or less. Arizona does not tax Social Security benefits at the state level. Because BANDER Wealth Management serves clients across Idaho, Colorado, Utah, and Arizona, we help clients compare these rules directly as part of retirement planning and relocation decisions.
The One Big Beautiful Bill Act (OBBBA), signed into law in 2025, makes several Tax Cuts and Jobs Act provisions permanent starting in 2026, including the current tax brackets and a higher standard deduction of $15,750 (single) or $31,500 (married filing jointly). It also raises the SALT deduction cap to $40,000 through 2029, adds a new $6,000 deduction for taxpayers age 65 and older, and permanently sets the federal estate and gift tax exemption at $15 million per individual ($30 million per married couple). Because these changes affect retirement withdrawals, charitable giving, and estate planning differently for every household, our advisors help clients translate the new rules into a personalized tax planning strategy.
BANDER Wealth Management works with clients across the United States through virtual and remote financial planning, with physical offices in Idaho Falls and Boise, Idaho; Denver, Colorado; Gilbert, Arizona; and Lehi, Utah. Wherever you’re located, our CFP® professionals provide fiduciary investment management, tax-smart retirement planning, and estate strategy, with in-office availability in Idaho, Colorado, Arizona, and Utah.
Yes. While BANDER Wealth Management has physical offices in Idaho, Colorado, Arizona, and Utah, we serve clients across the United States through virtual meetings, secure document sharing, and remote portfolio management. Location isn’t a barrier to working with our CFP® professionals on investment management, retirement planning, or estate strategy.
